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Business Insurance

Commercial General Liability products primarily provides protection for bodily injury and property damage. It also extends coverage for advertising injury and personal injury to a third party for which a company is liable.
Coverage
General liability insurance addresses a wide range of liability loss exposures, falling into two categories:
  • Premises and operations liability — liability for conditions or activities arising out of the premises or operations of a company.
  • Products and completed operations liability — liability of a company to a user who is harmed by products manufactured, sold or distributed by the company
Product Highlights
  • Worldwide coverage
  • Coverage for Vendors of products
  • Lessors of equipment and premises as insureds
  • Personal injury includes discrimination, harassment and segregation (employment-related practices covered separately here)
  • Bodily injury may include humiliation, mental anguish, mental injury and shock resulting from physical injury
  • Medical expenses, including injury to insured's tenants and persons working on insured's behalf